Short Term Cover

Short-term international health insurance

Cover for temporary stay abroad for a period
between 3 and 11 months.

Not sure how long you need cover for, or only plan to be overseas for a few months?

We can provide comprehensive international health insurance for a minimum of three months, so you can focus on making the most of your next chapter with the reassurance that we have your healthcare needs taken care of.

Why choose short-term health insurance?

Flexible length of cover

Compared to a recurring annual insurance policy, our short-term health plans give you the flexibility to match your lifestyle.

Cover that moves with you

Wherever you are relocating to or passing through, your short-term health insurance will be by your side. You can tailor your plan to be covered on a global or regional basis, with emergency treatment included in any case.

Comprehensive care

Unlike standard travel insurance, we cover you for essential treatments as well as medical emergencies. That means you will have the same health access (and more) as in your home country, providing peace of mind for you and your family while abroad.

Added protection

You are covered for all the essential medical treatments (long stay hospitalisation, cancer care, overnight surgery, infectious diseases) as standard. In addition, you can enhance your cover with routine care (GP visits, scans and tests) and preventative checks (cancer screenings, annual check-up, mental health support).

Key benefits of our short-term health plans:

Length of cover starting from 3 months

Access to world-class medical facilities and professionals

Unlimited doctor consultations for non-emergencies

Dedicated customer care team, available 24/7 for any query

In-house experienced clinical team by your side

Mental health cover included for any life challenges

Build a plan to suit your needs and budget, choose between Silver, Gold or Platinum.

Silver

Annual maximum of $1,000,000 for inpatient and daypatient treatment.

  • Private room

  • Full cancer care up to $1,000,000

  • Medical Imaging and scans up to $10,000

  • Rehabilitation, including Physiotherapy, up to $5,000

  • A&E Room Treatment up to $500

  • No inpatient maternity covered

Gold

Annual maximum of $2,000,000 for inpatient and daypatient treatment.

  • Private room

  • Full cancer care up to $2,000,000

  • Medical Imaging and scans up to $15,000

  • Rehabilitation, including Physiotherapy, up to $10,000

  • A&E Room Treatment up to $1,000

  • Newborn care cover up to $75,000

  • Inpatient Maternity up to $7,000

Platinum

Inpatient and daypatient treatment is Paid in Full.

  • Private room

  • Full cancer care

  • Medical Imaging and scans Paid in Full

  • Rehabilitation, including Physiotherapy Paid in Full

  • A&E Room Treatment up to $2,000

  • Newborn care cover up to $156,000

  • Inpatient Maternity up to $14,000

  • Mental & Behavioural Healthcare Paid in Full

With Cigna Healthcare you benefit from:

  • The Cigna network - Our global network has over 2.2 million trusted hospitals, clinics, and doctors.
  • 24/7 support - Resources and tools to look after your physical health, mental health and emotional wellbeing.
  • Digital tools - Cigna Wellbeing® app and Global Telehealth for multilingual access to care anytime, from anywhere.
  • Clinical expertise - Our experienced clinical team of doctors and nurses provide personalised medical advice and support.
Woman at the airport with her baby

Please see more information about our range of International health plans, Cigna Global Health Options.
In addition to our International health plans, we also offer regional cover via our Cigna Close Care℠ plan. 

SilverGoldPlatinum

Our Silver plan covers day-patient cover, including hospital stays and treatment.

Our Gold policy package includes maternity cover, and dental treatment. This plan could be ideal for you if you’re moving with your family.

Our most extensive insurance package, Platinum gives you and your family access to a broad range of treatments – often paid in full.

Geographic coverSilverGoldPlatinum

Worldwide

Worldwide

Worldwide

Overall annual benefitSilverGoldPlatinum

$1,000,000

$2,000,000

Unlimited

Inpatient, day-patient and accommodation costsSilverGoldPlatinum

Private room paid in full

Private room paid in full

Private room paid in full

Cancer careSilverGoldPlatinum

Paid in full

Paid in full

Paid in full

Mental and behavioral healthcareSilverGoldPlatinum

Up to $5,000

Up to $10,000

Paid in full

Maternity careSilverGoldPlatinum

Not included

Routine inpatient maternity cover – paid in full up to $7,000

Routine inpatient maternity cover – paid in full up to $14,000

    Silver
    • Our Silver plan covers day-patient cover, including hospital stays and treatment.

    Gold
    • Our Gold policy package includes maternity cover, and dental treatment. This plan could be ideal for you if you’re moving with your family.

    Platinum
    • Our most extensive insurance package, Platinum gives you and your family access to a broad range of treatments – often paid in full.

    Geographic cover
      Silver
      • Worldwide

      Gold
      • Worldwide

      Platinum
      • Worldwide

      Overall annual benefit
        Silver
        • $1,000,000

        Gold
        • $2,000,000

        Platinum
        • Unlimited

        Inpatient, day-patient and accommodation costs
          Silver
          • Private room paid in full

          Gold
          • Private room paid in full

          Platinum
          • Private room paid in full

          Cancer care
            Silver
            • Paid in full

            Gold
            • Paid in full

            Platinum
            • Paid in full

            Mental and behavioral healthcare
              Silver
              • Up to $5,000

              Gold
              • Up to $10,000

              Platinum
              • Paid in full

              Maternity care
                Silver
                • Not included

                Gold
                • Routine inpatient maternity cover – paid in full up to $7,000

                Platinum
                • Routine inpatient maternity cover – paid in full up to $14,000

                Our essential plan covers you in your country of residence and your home country.

                You can also add modules to extend this cover, including dental and wider outpatient care.

                Geographic coverClose Care℠

                Country you’re living in and home country only

                Overall annual benefitClose Care℠

                $500,000 (with $250,000 condition limit)

                Inpatient, day-patient and accommodation costsClose Care℠

                Semi-private room paid in full

                Cancer careClose Care℠

                Paid in full

                Mental and behavioral healthcareClose Care℠

                Not included

                Maternity careClose Care℠

                Not included

                  Our essential plan covers you in your country of residence and your home country.

                  You can also add modules to extend this cover, including dental and wider outpatient care.

                    Geographic cover
                      Close Care℠
                      • Country you’re living in and home country only

                      Overall annual benefit
                        Close Care℠
                        • $500,000 (with $250,000 condition limit)

                        Inpatient, day-patient and accommodation costs
                          Close Care℠
                          • Semi-private room paid in full

                          Cancer care
                            Close Care℠
                            • Paid in full

                            Mental and behavioral healthcare
                              Close Care℠
                              • Not included

                              Maternity care
                                Close Care℠
                                • Not included

                                Related content

                                family travelling

                                Why should you choose international health insurance?

                                Whether you’re planning your move abroad or already settled, international health insurance cover ensures your healthcare needs are well provided for.
                                couple in the sofa

                                The difference between travel insurance and international health insurance

                                Our infographic points out some of the important differences between travel and expatriate insurance, and things to consider before moving or travelling abroad.
                                Woman in the sofa

                                Making your move abroad stress free

                                Forward planning is essential in order to ensure that your experience of moving abroad is as stress-free as possible.