How does the healthcare system work in Japan?

Japan has a universal healthcare system covering all citizens. However, the level of access depends on a range of factors, like your citizenship status, age and more.

Japan also requires all residents, expats included, to have health insurance coverage. Not having cover is likely to see you pay full cost for any treatment required.

Many Japanese residents receive cover through their employer, though the government operates a national system for those not in or unable to work.

Pros and cons of using Japan's healthcare system

Pros

• High standards of care mean you can get good quality treatment across the board.
• A not-for-profit system means treatments are charged at the base cost of time and equipment.
• Japan has a strong record for cancer care, organ transplants and childcare.

Cons

• Expats won’t qualify for the national healthcare system until you’ve lived in Japan for one year.
• Insurance is essential, either through your employer, the national system or private healthcare. Otherwise, you’ll be expected to cover the full cost of your treatment.
• There is no family doctor or GP system in Japan. Care is administered by specialist doctors at specialist hospitals. You may need to travel for specific care needs.

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How can international health insurance help you in Japan?

International health insurance in Japan can provide financial and medical security when you first arrive in the nation. And, once you qualify for national healthcare, private coverage can fill in the gaps and give you a wider pool of treatments to choose from.

There’s much to love about Japan: engaging cities, stunning natural scenery, low crime and high salaries.

The nation has a reputable medical service too. Though, unlike some other economically developed countries, Japan does not operate a family doctor system. You are more likely to see a specialist based upon your needs from the off.

Expat health insurance in Japan can fill in where the national system doesn’t cover – orthopaedics, cosmetics and more. Plus, comprehensive cover can help cover treatment costs and downtime if you’re left out of work because of illness.

What’s it like to move abroad?

Why choose Cigna Healthcare for health insurance in Japan?

• Get a personalised quote in just two minutes and signup online in less than 10.
• Access a global network of 1.65 million hospitals and medical professionals, giving you access to the best care wherever you are.
• Cover your medical needs for your first year in Japan while you await access to the national system.
• Priority access to Cigna Healthcare linked doctors and nurses for quick and quality service.

Get a quote today