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    Retirees

    International Health Insurance for Retirees and Over-60s

    Retiring abroad means you’ll be leaving your home health service behind. With that in mind, you’ll need to organise retirement health insurance that covers you in your destination country

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    Who is this plan for?

    If you are over 60 years old you could benefit from a customised, affordable plan, packed with health and wellbeing extras, so you can enjoy your life to the full.

    Affordable health insurance for senior citizens can be hard to find, so get in touch today to find out how we can help.

    You can join the Cigna Global Plan for Seniors at any age, and can stay on the plan as long as needed.

    We can help you maintain any existing outpatient treatment for the following pre-existing conditions*:

    • Hypertension
    • Type 2 diabetes
    • Glaucoma
    • Arthritis
    • Joint or back pain
    • Osteoporosis/osteopenia

    What is retirement health insurance?

    Retirement health insurance covers your medical costs beyond retirement age. Getting older can increase the likelihood of specific health needs. Moving abroad adds another layer to the equation, as you leave your local health service behind.

    New languages, piles of paperwork and service availability are all issues you’ll have to navigate to access healthcare abroad. However, with comprehensive insurance cover, much of this can be handled for you.

    Local experts can ensure you get the best healthcare wherever you are and can deal with local language medical staff. Relax in the knowledge that we arrange everything, with a 24-hour helpline and access to the very best hospitals.

    Enjoy flexible health insurance for retirees from Cigna Healthcare today.
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    The benefits of protecting yourself when you retire abroad

    Below is a list of benefits of protecting yourself when retiring abroad.

    Cancer care

    Full coverage for cancer screening and care.

    Support for chronic conditions

    Ongoing support for a number of chronic conditions available, including the aid of a nurse or case manager and existing outpatient treatment covered.

    Pre-existing conditions

    Our Cigna Global Health Options plans can help you manage the following pre-existing conditions*: hypertension, type 2 diabetes, glaucoma, arthritis, joint or back pain and osteoporosis/osteopenia.

    Outpatient option

    Browse a range of treatments, including physiotherapy, osteopathy and chiropractic care.

    General wellness

    Extra cover for treatments and therapies in counselling and personal wellness.

    Vision and dental

    An additional option to cover optic and dental care.

    What’s the difference between health insurance for retirees and travel insurance?

    The main difference between retirement insurance and travel insurance is that when you insure for retirement, you’re arranging for long-term medical cover, compared to the short-term nature of travel insurance.

    Is retirement health insurance necessary?

    Getting health insurance when living abroad in retirement will make life easier. In some countries, it’s a legal requirement and unavoidable. In others, it’s not a necessity but encouraged, keeping you financially secure and ensuring access to the best possible healthcare available.

    Comprehensive cover gives you peace of mind at a time where you might be giving your health more consideration. Our plans offer ongoing support for chronic conditions and include full coverage for cancer care. At Cigna Healthcare, we’re here to point you in the right direction wherever you choose to go.

    Choosing your international health insurance

    1
    Get Started

    Answer a few questions and enter your personal details to get started.
    2
    Choose your plan

    Compare plans and find a flexible package to suit your needs.
    3
    Get protected

    Receive your quote and get protected today.

    Choose from two core plans:
    Cigna Global Health Options

    • High quality worldwide care, with two areas to choose from (Worldwide / Worldwide excluding US).

    • Customizable with three levels to choose from, four optional add-ons and flexible payment options.

    • Comprehensive cover for inpatient, daypatient and emergency cover, mental health care, pandemic cover and cancer care.

    Get a quoteExplore all CGHO benefits
    Cigna Close Care

    • Our plan which covers you in the country you’re living in and your home country for return visits.

    • Emergency medical coverage outside of those two areas for temporary trips also included.

    • Cigna Close Care is flexible and cost-effective, so you can tailor it to suit your needs and budget.

    Get a quoteExplore all Close Care benefits
    Cigna Leaf

    Why choose Cigna Healthcare for retirement insurance?
    • Cigna Network -Our vast network has over 1.5 million hospitals, clinics and doctors.
    • Flexible plan -coverage to suit your lifestyle in your new home.
    • 24/7 support -A host of tools to look after your physical, mental and emotional health anytime, anywhere.
    • Digital tools - Our Cigna Wellbeing™ app gives you access to a range of features, including the Global Telehealth service to easily and quickly speak with a doctor or specialist.

    Get a quote today
    Frequently asked questions
    Does Cigna Healthcare retirement insurance cover already existing conditions?

    Our Cigna Global Health Options product (with our three tier plans: Silver, Gold and Platinum) can help you manage the following pre-existing conditions when you reach the age of 60 years old and beyond:

    • Hypertension
    • Type 2 Diabetes
    • Glaucoma
    • Arthritis
    • Joint or back pain
    • Osteoporosis/Osteopenia

    Important note: This specific benefit covering the maintenance of certain pre-existing conditions, including prescribed drugs and outpatient treatments, is not included on the Cigna Close Care SM Plan. 

         Does Cigna Healthcare cover COVID-19 and pandemics?

    Yes, we cover COVID-19 treatment, and other treatments resulting from pandemics, epidemics and infectious illness outbreaks.

         Does our retirement health insurance cover chronic illnesses?

    The chronic condition programme supports you with any ongoing chronic conditions. We’ll assign your case manager to help monitor your situation.

    *Important note: This specific benefit covering the maintenance of certain pre-existing conditions, including prescribed drugs and outpatient treatments, is not included on the Cigna Close Care SM Plan.

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    *Please note, this is a representation of the benefits available and does not contain the terms, conditions, and exclusions specific to each benefit. The benefits may be subject to change. Some benefits may be part of an optional module. Please see the Customer Guide for full details.

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