At Cigna Healthcare, we believe a customer of any age deserves access to suitable health care for their needs. This is why we do not terminate a customer’s health insurance policy based on their age and we do not implement an age cap on any of our plans.

We look after our customers though access to over 2.2 million partnerships, including 300,000 mental and behavioural health care providers, more than 67,000 contracted pharmacies, and over 150 in-house doctors and nurses. We offer in network direct billing, and for all inpatient and day patient treatment we require prior authorisation, which simplifies your customer journey.

As a Cigna Customer, you have access to our Mental and Behavioural Health Care covered under your core inpatient and daypatient benefit within the international health plans as standard. We have an optional Outpatient and Wellness module which offers our Life Management Assistance Programme providing confidential assistance with any work, life, personal or family issue that matters to you through counselling, telephone support and online programmes.

The Cigna Close Care^SM plan covers you in your country of habitual residence and your country of nationality. This means you only pay for coverage where you need it most, in the country you will be living and when you return home for temporary visits. These temporary visits may not exceed 180 days per period of cover, and the country of nationality must be within the area of coverage.

Your Cigna Close Care^SM plan has a condition limit of $250,000 per beneficiary, per period of cover. This includes all claims paid across all sections of inpatient, daypatient and outpatient treatment in relation to one specific condition. Claims for any one specific condition cannot exceed the annual limit of $250,000.