Argentina
Protecting your health can give you peace of mind to explore the country’s endless prairies, long coastlines, and towering Andes mountains, knowing that your health and safety are in good hands.
Argentina is a wonderful place to live. It has a lot to offer expats, from lovely weather, friendly people, and a developing infrastructure that’s arguably the best in South America. Argentina’s capital, Buenos Aires, provides an endless stream of adventure featuring culturally rich food, tango, and fine arts.
Argentina’s healthcare system is decentralised, meaning that primary healthcare is often managed independently by each city.
While most cities have generally good public care, the quality may vary from region to region. Argentina’s medical system is divided into three main sectors: public, social security, and private.
For the public sector, all medical appointments, hospital visits, palliative care, dental care emergency medical transport, prosthetics, and rehabilitation services are free of charge. Charges are only placed on prescriptions, and these are usually subsidised.
The social security sector (OS) is used by formal sector workers who participate in one of the 300+ union-run health insurance schemes.
These schemes are monitored by the national health insurance administration and outsourced to private providers. Employers pay fixed fee contributions from employers depending on their level of coverage.
However, each OS must guarantee minimum coverage for medical, diagnostic, preventative, maternity, and dental care. The patient also has the responsibility to cover the difference between the OS coverage and the final bill for treatment.
The private healthcare sector caters for about 5-9% of the Argentinian population. Private sector insurance must provide a minimum of the same benefits as the OS sector.
Public | Private |
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Public healthcare is free for all people, regardless of age or any underlying conditions. |
The level of cover you may get depends on factors such as your individual needs, budget, medical history, and your age. |
While quality of care is generally good, waiting times can be frustratingly long. |
There is less paperwork to fill out, and you’ll only need your identification to sign up for cover. |
Prescriptions are subsidised, with patients paying up to 60% with no chronic conditions and 30% for those with underlying chronic conditions. |
Payment is usually upfront for most private healthcare facilities, and you might have to carry your credit card to cover the cost. |
Foreigners in Argentina can get access to both public and private healthcare. The public health services are generally good – well, that’s if you’re not in a hurry. The downside is that waiting lists for public healthcare can be painstakingly long, which is why so many expats prefer to seek their health services from Cigna Healthcare.
With Cigna Healthcare, waiting times for treatment are reduced significantly, there’s less paperwork to worry about, and you’ll be able to access healthcare options across the nation.
International health insurance in Argentina can bring a host of benefits such as:
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Worldwide or worldwide excluding USA cover
Overview
The core benefits on the Silver plan provide international inpatient and daypatient cover, including hospital stays and treatment.
Available additional modules:
Core hospitalisation cover overview:
Annual benefit limit: $1,000,000
Inpatient and daypatient treatment
Private room
Full cancer care
Newborn care cover
Worldwide or worldwide excluding USA cover
Overview
Comprehensive coverage, with higher overall annual limits and added benefits including inpatient maternity care.
Available additional modules:
Core hospitalisation cover overview:
Annual benefit limit: $2,000,000
Inpatient and daypatient treatment
Private room
Full cancer care
Inpatient Maternity
Worldwide or worldwide excluding USA cover
Overview
Our highest level of coverage offers an unlimited overall annual limit, with most benefits being paid in full.
Available additional modules:
Core hospitalisation cover overview:
Annual benefit limit: Paid in full
Inpatient and daypatient treatment
Private room
Full cancer care
Inpatient Maternity
Mental and Behavioural Health care paid in full
Pre-existing medical conditions are illnesses that you suffer from prior to your health insurance application. Pre-existing medical conditions are usually not covered, but some insurance companies will offer benefits for pre-existing medical conditions.
Pregnancy and maternity benefits are usually not included in most international health insurance covers as they are classified as pre-existing conditions. However, some covers will provide benefits after a specific waiting period.
Whether you wish to speak to our sales team or get general help if you are already a Cigna member, we’ll get you to the right information.
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*Please note, this is a representation of the benefits available and does not contain the terms, conditions, and exclusions specific to each benefit. The benefits may be subject to change. Some benefits may be part of an optional module. Please see the Customer Guide for full details.
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