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  • Global Health Insurance Plans in Detail

    Close Care, Silver, Gold or Platinum? Build a plan to suit your needs.

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    Global Health Plans details
    Your overall limit
    Annual overall benefit maximum - per beneficiary per period of coverSilverGoldPlatinumClose Care

    This includes claims paid across all sections of International Medical Insurance.

    $1,000,000

    $2,000,000

    Paid in Full

    $500,000

    Your standard medical benefits
    Hospital charges for :SilverGoldPlatinumClose Care

    Inpatient & daypatient treatment.

    Paid in Full Private room

    Paid in Full Private room

    Paid in Full Private room

    Paid in Full
    Semi-private room
    Kidney dialysis: $5,000
    Emergency inpatient dental treatment: $2,500

    Hospital accommodation for a parent or guardianSilverGoldPlatinumClose Care

    $1,000

    $2,000

    Paid in Full

    No coverage

    Pandemics, epidemics and outbreaks of infectious illnessesSilverGoldPlatinumClose Care

    Paid in Full

    Paid in Full

    Paid in Full

    Paid in Full

    Inpatient cash benefitSilverGoldPlatinumClose Care

    Per night up to 30 days per beneficiary per period of cover.

    $100

    $150

    $200

    $100

    Accident and Emergency Room treatmentSilverGoldPlatinumClose Care

    For necessary emergency treatment.

    $500

    $1000

    $2000

    No coverage

    Transplant servicesSilverGoldPlatinumClose Care

    Paid in Full

    Paid in Full

    Paid in Full

    No coverage

    Kidney DialysisSilverGoldPlatinumClose Care

    Paid in Full

    Paid in Full

    Paid in Full

    No Coverage

    Advanced Medical Imaging (MRI, CT and PET scans)SilverGoldPlatinumClose Care

    As part of inpatient, daypatient or outpatient treatment.

    $10,000

    $15,000

    Paid in Full

    $2,500

    RehabilitationSilverGoldPlatinumClose Care

    We will pay for:


    • Physiotherapy;
    • Occupational therapy;
    • Cognitive and speech therapies;
    • Cardiac and pulmonary rehabilitation.

    $5,000 Up to 30 days

    $10,000 Up to 60 days

    Paid in Full Up to 90 days

    $2,000

    Home nursingSilverGoldPlatinumClose Care

    $2,500 Up to 30 days

    $5,000 Up to 60 days

    Paid in Full Up to 120 days

    No coverage

    Acupuncture and Chinese MedicineSilverGoldPlatinumClose Care

    $1,500

    $2,500

    Paid in Full

    Physiotherapy and complementary therapies: $2,000

    Palliative careSilverGoldPlatinumClose Care

    We will pay for:


    • Home care;
    • Inpatient and daypatient hospital or hospice care and accommodation;
    • Prescribed medicines; and
    • Physical and psychological care.

    $35,000

    $60,000

    Paid in Full

    Hospice and palliative care: $2,500

    Prosthetic devicesSilverGoldPlatinumClose Care

    Paid in Full

    Paid in Full

    Paid in Full

    Internal prosthetic devices/surgical and medical appliances: Paid in Full


    External prosthetic devices/surgical and medical appliances: $2,500

    Local ambulance & air ambulance servicesSilverGoldPlatinumClose Care

    Paid in Full

    Paid in Full

    Paid in Full

    Paid in Full (road only)

    Treatment for obesitySilverGoldPlatinumClose Care

    Available once the beneficiary has been covered for 24 months.

    No coverage

    70% refund up to $20,000

    80% refund up to $25,000

    No coverage

    Congenital conditionsSilverGoldPlatinumClose Care

    $5,000

    $20,000

    $50,000

    No coverage

    Out of Area Emergency Hospitalisation CoverSilverGoldPlatinumClose Care

    For beneficiaries who do not have Worldwide including USA coverage. Only includes inpatient and daypatient treatment costs.

    $100,000

    $250,000

    Paid in Full

    $40,000 (temporary trips outside your country of residence or country of nationality)

    Mental health care
    Mental and behavioural health careSilverGoldPlatinumClose Care

    As part of inpatient, daypatient or outpatient treatment

    $5,000 Up to 30 days (Inpatient and Daypatient treatment)

    $10,000 Up to 60 days (Inpatient and Daypatient treatment)

    Paid in Full Up to 90 days (Inpatient and Daypatient treatment)

    $3,000 Maximum total of 60 days cover, including a maximum of 30 days of inpatient.

    Cancer Care
    Cancer preventative surgerySilverGoldPlatinumClose Care

    $10,000

    $18,000

    $20,000

    No coverage

    Cancer careSilverGoldPlatinumClose Care

    Paid in Full

    Paid in Full

    Paid in Full

    Paid in Full

    Cancer related appliances:SilverGoldPlatinumClose Care

    $125

    $250

    $500

    $125 per lifetime

    Parent and baby care
    Routine maternity careSilverGoldPlatinumClose Care

    Available once the mother has been covered by the policy for 12 months or more.


    Please note, the waiting periods for these benefits may be 24 months depending on your insurance entity. Please contact us for further details.

    No coverage

    $7,000

    $14,000

    No coverage

    Complications from maternitySilverGoldPlatinumClose Care

    Available once the mother has been covered by the policy for 12 months or more.


    Please note, the waiting periods for these benefits may be 24 months depending on your insurance entity. Please contact us for further details.

    No coverage

    $14,000

    $28,000

    No coverage

    HomebirthsSilverGoldPlatinumClose Care

    Available once the mother has been covered by the policy for 12 months or more.


    Please note, the waiting periods for these benefits may be 24 months depending on your insurance entity. Please contact us for further details.

    No coverage

    $500

    $1,100

    No coverage

    Newborn careSilverGoldPlatinumClose Care

    The newborn may be required to be medically underwritten.


    Please note, the waiting periods for these benefits may be 24 months depending on your insurance entity. Please contact us for further details.

    $25,000

    $75,000

    $156,000

    No coverage

    Your deductible and cost share options
    DeductibleSilverGoldPlatinumClose Care

    A deductible is the amount which you must pay before any claims are covered by your plan.

    $0 / $375 / $750 / $1,500 / $3,000 / $7,500 / $10,000

    $0 / $375 / $750 / $1,500 / $3,000 / $7,500 / $10,000

    $0 / $375 / $750 / $1,500 / $3,000 / $7,500 / $10,000

    $0 / $375 / $750 / $1,500 / $3,000 / $7,500 / $10,000

    Cost share after deductibleSilverGoldPlatinumClose Care

    Cost share is the percentage of each claim not covered by your plan.

    Choose your cost share percentage: 0% / 10% / 20% / 30%

    Choose your cost share percentage: 0% / 10% / 20% / 30%

    Choose your cost share percentage: 0% / 10% / 20% / 30%

    Choose your cost share percentage: 0% / 10% / 20% / 30%

    Out of Pocket MaximumSilverGoldPlatinumClose Care

    Next, choose your out of pocket maximum: $2,000 or $5,000

    Next, choose your out of pocket maximum: $2,000 or $5,000

    Next, choose your out of pocket maximum: $2,000 or $5,000

    Next, choose your out of pocket maximum: $2,000 or $5,000

    Please note, this is a representation of the benefits available and does not contain the terms, conditions, and exclusions specific to each benefit and you should refer to the Customer Guide for full benefit details. The benefits contained within the Benefit Table are applicable to annual policies commencing or renewing on or after 1st July 2023. For annual policies commencing or renewing before 1st July 2023 please refer to your policy documents for benefit details. The benefits described may be subject to change.

    Prices are displayed in US Dollars (USD) only. Please refer to the Sales Brochure to see benefit limits displayed in EUR / GBP.

    International Health Plans for:

    Global professionals

    From new overseas assignees, to seasoned expats, to digital nomads, we’ve got your healthcare covered.

    Families

    Our family-friendly plans have been specifically designed to meet the health and well-being needs of you and your loved ones.

    Retirees

    Comprehensive health plans designed for your retirement abroad, leaving you free to live life to the full, wherever that may be.

    Students

    Ensure your healthcare needs are met during one of life’s most exciting adventures - studying abroad.

    Please note, the waiting periods for maternity related benefits listed in the above Cigna Global Health Options Customer Brochure may be 12 or 24 months depending on your insurance entity. Please contact us for further details.

    Ready to choose your plan?

    Our specialists are here to guide you through a personalised quote.

    Call +44 (0) 1475 492 119 (877 539 6295 Inside US – Toll free). You can also request a callback or build your plan online.

    © 2025 Cigna Healthcare. All rights reserved.

    *Please note, this is a representation of the benefits available and does not contain the terms, conditions, and exclusions specific to each benefit. The benefits may be subject to change. Some benefits may be part of an optional module. Please see the Customer Guide for full details.

    This website is provided by Cigna European Services (UK) Limited, a company incorporated in England and Wales having its registered address at 13th Floor, 5 Aldermanbury Square, London EC2V 7HR and registered number 00199739. The Cigna Healthcare name, logo and other Cigna Healthcare marks are owned by Cigna Intellectual Property, Inc., licensed for use by The Cigna Group and its operating subsidiaries.