Close Care, Silver, Gold or Platinum? Build a plan to suit your needs.
| Annual benefit - maximum per beneficiary per period of cover | Silver | Gold | Platinum | Close Care |
|---|---|---|---|---|
This includes claims paid across all sections of International Medical Insurance. | $1,000,000 | $2,000,000 | Paid in full | $500,000 |
This includes claims paid across all sections of International Medical Insurance.
$1,000,000
$2,000,000
Paid in full
$500,000
| Hospital charges for: | Silver | Gold | Platinum | Close Care |
|---|---|---|---|---|
Inpatient & daypatient treatment. | Paid in full | Paid in full | Paid in full | Paid in full |
| Hospital accommodation for a parent or guardian | Silver | Gold | Platinum | Close Care |
$1,000 | $1,000 | Paid in Full | No coverage |
|
| Pandemics, epidemics and outbreaks of infectious illnesses | Silver | Gold | Platinum | Close Care |
Paid in full | Paid in full | Paid in full | Paid in full |
|
| Inpatient cash benefit | Silver | Gold | Platinum | Close Care |
Per night up to 30 days per beneficiary per period of cover. | $100 | $100 | $200 | $100 |
| Accident and Emergency Room treatment | Silver | Gold | Platinum | Close Care |
For necessary emergency treatment. | $500 | $1,000 | $2000 | No coverage |
| Transplant services | Silver | Gold | Platinum | Close Care |
Paid in Full | Paid in Full | Paid in Full | No coverage |
|
| Kidney Dialysis | Silver | Gold | Platinum | Close Care |
Paid in Full | Paid in Full | Paid in Full | No Coverage |
|
| Advanced Medical Imaging (MRI, CT and PET scans) | Silver | Gold | Platinum | Close Care |
As part of inpatient, daypatient or outpatient treatment. | $10,000 | $15,000 | Paid in Full | $2,500 |
| Rehabilitation | Silver | Gold | Platinum | Close Care |
We will pay for:
| $5,000 | $10,000 | Paid in Full | $2,000 |
| Home nursing | Silver | Gold | Platinum | Close Care |
$2,500 | $5,000 | Paid in Full | No coverage |
|
| Acupuncture and Chinese Medicine | Silver | Gold | Platinum | Close Care |
$1,500 | $2,500 | Paid in Full | Physiotherapy and complementary therapies: $2,000 |
|
| Palliative care | Silver | Gold | Platinum | Close Care |
We will pay for:
| $35,000 | $60,000 | Paid in Full | Hospice and palliative care: $2,500 |
| Prosthetic devices | Silver | Gold | Platinum | Close Care |
Paid in Full | Paid in Full | Paid in Full | Internal prosthetic devices/surgical and medical appliances: External prosthetic devices/surgical and medical appliances: |
|
| Local ambulance & air ambulance services | Silver | Gold | Platinum | Close Care |
Paid in Full | Paid in Full | Paid in Full | Paid in Full (road only) |
|
| Treatment for obesity | Silver | Gold | Platinum | Close Care |
Available once the beneficiary has been covered for 24 months. | No coverage | 70% refund up to $20,000 | 80% refund up to $25,000 | No coverage |
| Congenital conditions | Silver | Gold | Platinum | Close Care |
$5,000 | $20,000 | $50,000 | No coverage |
|
| Out of Area Emergency Hospitalisation Cover | Silver | Gold | Platinum | Close Care |
For beneficiaries who do not have Worldwide including USA coverage. Only includes inpatient and daypatient treatment costs. | $100,000 | $250,000 | Paid in Full | $40,000 (temporary trips outside your country of residence or country of nationality) |
Inpatient & daypatient treatment.
Paid in full
Private room
Paid in full
Private room
Paid in full
Private room
Paid in full
Semi-private room
Kidney dialysis: $5,000
Emergency inpatient dental treatment: $2,500
$1,000
$1,000
Paid in Full
No coverage
Paid in full
Paid in full
Paid in full
Paid in full
Per night up to 30 days per beneficiary per period of cover.
$100
$100
$200
$100
For necessary emergency treatment.
$500
$1,000
$2000
No coverage
Paid in Full
Paid in Full
Paid in Full
No coverage
Paid in Full
Paid in Full
Paid in Full
No Coverage
As part of inpatient, daypatient or outpatient treatment.
$10,000
$15,000
Paid in Full
$2,500
We will pay for:
$5,000
Up to 30 days
$10,000
Up to 60 days
Paid in Full
Up to 90 days
$2,000
$2,500
Up to 30 days
$5,000
Up to 60 days
Paid in Full
Up to 120 days
No coverage
$1,500
$2,500
Paid in Full
Physiotherapy and complementary therapies: $2,000
We will pay for:
$35,000
$60,000
Paid in Full
Hospice and palliative care: $2,500
Paid in Full
Paid in Full
Paid in Full
Internal prosthetic devices/surgical and medical appliances:
Paid in full
External prosthetic devices/surgical and medical appliances:
$2,500
Paid in Full
Paid in Full
Paid in Full
Paid in Full (road only)
Available once the beneficiary has been covered for 24 months.
No coverage
70% refund up to $20,000
80% refund up to $25,000
No coverage
$5,000
$20,000
$50,000
No coverage
For beneficiaries who do not have Worldwide including USA coverage. Only includes inpatient and daypatient treatment costs.
$100,000
$250,000
Paid in Full
$40,000 (temporary trips outside your country of residence or country of nationality)
| Mental and behavioural health care | Silver | Gold | Platinum | Close Care |
|---|---|---|---|---|
As part of inpatient, daypatient or outpatient treatment. | $5,000 | $10,000 | Paid in Full | $3,000 |
As part of inpatient, daypatient or outpatient treatment.
$5,000
Up to 30 days (Inpatient and Daypatient treatment)
$10,000
Up to 60 days (Inpatient and Daypatient treatment)
Paid in Full
Up to 90 days (Inpatient and Daypatient treatment)
$3,000
Maximum total of 60 days cover, including a maximum of 30 days of inpatient.
| Cancer preventative surgery | Silver | Gold | Platinum | Close Care |
|---|---|---|---|---|
70% refund up to $10,000 | 80% refund up to $18,000 | 90% refund up to $18,000 | No coverage |
|
| Cancer care | Silver | Gold | Platinum | Close Care |
Paid in Full | Paid in Full | Paid in Full | Paid in Full |
|
| Cancer related appliances: | Silver | Gold | Platinum | Close Care |
$125 per lifetime | $125 per lifetime | $125 per lifetime | $125 per lifetime |
70% refund up to $10,000
80% refund up to $18,000
90% refund up to $18,000
No coverage
Paid in Full
Paid in Full
Paid in Full
Paid in Full
$125 per lifetime
$125 per lifetime
$125 per lifetime
$125 per lifetime
| Routine maternity care | Silver | Gold | Platinum | Close Care |
|---|---|---|---|---|
Available once the mother has been covered by the policy for 12 months or more. Please note, the waiting periods for these benefits may be 24 months depending on your insurance entity. Please contact us for further details. | No coverage | $7,000 | $14,000 | No coverage |
| Complications from maternity | Silver | Gold | Platinum | Close Care |
Available once the mother has been covered by the policy for 12 months or more. Please note, the waiting periods for these benefits may be 24 months depending on your insurance entity. Please contact us for further details. | No coverage | $14,000 | $28,000 | No coverage |
| Homebirths | Silver | Gold | Platinum | Close Care |
Available once the mother has been covered by the policy for 12 months or more. Please note, the waiting periods for these benefits may be 24 months depending on your insurance entity. Please contact us for further details. | No coverage | $500 | $1,100 | No coverage |
| Newborn care | Silver | Gold | Platinum | Close Care |
The newborn may be required to be medically underwritten. Please note, the waiting periods for these benefits may be 24 months depending on your insurance entity. Please contact us for further details. | $25,000 | $75,000 | $156,000 | No coverage |
Available once the mother has been covered by the policy for 12 months or more.
Please note, the waiting periods for these benefits may be 24 months depending on your insurance entity. Please contact us for further details.
No coverage
$7,000
$14,000
No coverage
Available once the mother has been covered by the policy for 12 months or more.
Please note, the waiting periods for these benefits may be 24 months depending on your insurance entity. Please contact us for further details.
No coverage
$14,000
$28,000
No coverage
Available once the mother has been covered by the policy for 12 months or more.
Please note, the waiting periods for these benefits may be 24 months depending on your insurance entity. Please contact us for further details.
No coverage
$500
$1,100
No coverage
The newborn may be required to be medically underwritten.
Please note, the waiting periods for these benefits may be 24 months depending on your insurance entity. Please contact us for further details.
$25,000
$75,000
$156,000
No coverage
| Deductible | Silver | Gold | Platinum | Close Care |
|---|---|---|---|---|
A deductible is the amount which you must pay before any claims are covered by your plan. | $0 / $375 / $750 / $1,500 / $3,000 / $7,500 / $10,000 | $0 / $375 / $750 / $1,500 / $3,000 / $7,500 / $10,000 | $0 / $375 / $750 / $1,500 / $3,000 / $7,500 / $10,000 | $0 / $375 / $750 / $1,500 / $3,000 / $7,500 / $10,000 |
| Cost share after deductible | Silver | Gold | Platinum | Close Care |
Cost share is the percentage of each claim not covered by your plan. | Choose your cost share percentage: 0% / 10% / 20% / 30% | Choose your cost share percentage: 0% / 10% / 20% / 30% | Choose your cost share percentage: 0% / 10% / 20% / 30% | Choose your cost share percentage: 0% / 10% / 20% / 30% |
| Out of Pocket Maximum | Silver | Gold | Platinum | Close Care |
Next, choose your out of pocket maximum: $2,000 or $5,000 | Next, choose your out of pocket maximum: $2,000 or $5,000 | Next, choose your out of pocket maximum: $2,000 or $5,000 | Next, choose your out of pocket maximum: $2,000 or $5,000 |
A deductible is the amount which you must pay before any claims are covered by your plan.
$0 / $375 / $750 / $1,500 / $3,000 / $7,500 / $10,000
$0 / $375 / $750 / $1,500 / $3,000 / $7,500 / $10,000
$0 / $375 / $750 / $1,500 / $3,000 / $7,500 / $10,000
$0 / $375 / $750 / $1,500 / $3,000 / $7,500 / $10,000
Cost share is the percentage of each claim not covered by your plan.
Choose your cost share percentage: 0% / 10% / 20% / 30%
Choose your cost share percentage: 0% / 10% / 20% / 30%
Choose your cost share percentage: 0% / 10% / 20% / 30%
Choose your cost share percentage: 0% / 10% / 20% / 30%
Next, choose your out of pocket maximum: $2,000 or $5,000
Next, choose your out of pocket maximum: $2,000 or $5,000
Next, choose your out of pocket maximum: $2,000 or $5,000
Next, choose your out of pocket maximum: $2,000 or $5,000
Please note, this is a representation of the benefits available and does not contain the terms, conditions, and exclusions specific to each benefit and you should refer to the Customer Guide for full benefit details. The benefits contained within the Benefit Table are applicable to annual policies commencing or renewing on or after 1st July 2023. For annual policies commencing or renewing before 1st July 2023 please refer to your policy documents for benefit details. The benefits described may be subject to change.
Prices are displayed in US Dollars (USD) only. Please refer to the Sales Brochure to see benefit limits displayed in EUR / GBP.
Please note, the waiting periods for maternity related benefits listed in the above Cigna Global Health Options Customer Brochure may be 12 or 24 months depending on your insurance entity. Please contact us for further details.
Our specialists are here to guide you through a personalised quote.
Call +44 (0) 1475 492 119 (877 539 6295 Inside US – Toll free). You can also request a callback or build your plan online.