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    Leaving a Company

    Access International Health Insurance After Leaving a Job, with Individual Health Plans from Cigna

    Discover our international health plan for those leaving a group plan and wishing to continue their cover.

    Get a quote, it only takes 2 minutes!

    Get a quote

    Leaving your employer health insurance plan but still need international coverage? Continue enjoying the benefits of being a Cigna customer with a seamless transition to one of our individual international health plans from Cigna Global.

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    Why choose Cigna Global when you are changing jobs or leaving your Cigna group scheme?

    No gap in cover

    Your individual health plan can start immediately, as soon as your Cigna group membership ends.

    No new waiting periods

    Start enjoying your policy benefits without waiting periods*, you are covered from the first day.
    *excluding Maternity and Dental benefits on CGHO plans

    For all the family, whatever their age

    Your family members can also join your individual health plan and remain as long as required as there is no age limit.

    Cigna member discount and payment flexibilty

    Cigna group leaver discount available and flexibility to suit your budget by selecting deductible and cost share.

    Choose from two core plans:

    Cigna Global Health Options
    • High quality worldwide care, with two areas to choose from (Worldwide / Worldwide excluding US).

    • Comprehensive cover for inpatient and daypatient with options to add additional modules (outpatient, dental, medical evacuation).

    • Medical questionnaire required, which may result in exclusion of pre-existing conditions or additional premium in some instances.

    Cigna Horizon
    • Global coverage excluding US. Expatriates residing in the US or US citizens living abroad are eligible for US cover.

    • Comprehensive cover for inpatient and daypatient, as well as outpatient treatment included as standard. Options to add additional modules (dental, medical evacuation) to complement your cover.

    • No medical questionnaire required, no claims history review, most pre-existing conditions included.

    Continue your cover with Cigna

    Speak to a specialist member of our team to discuss your individual plan options. Call our sales team on one of the below numbers.

    Worldwide: + 44 (0)1475 492119 - Singapore: +65 3158 7581 - United States: 877.539.6295

    Or email CGHOHorizons@Cigna.com

    With Cigna Global you benefit from:

    • The Cigna network - Our global network has over 1.5 million trusted hospitals, clinics, and doctors.
    • 24/7 support - resources and tools to look after your physical health, mental health and emotional wellbeing.
    • Digital tools - Cigna Wellbeing™ app and Global Telehealth for multilingual access to care anytime, from anywhere.
    • Clinical expertise - our experienced clinical team of doctors and nurses provide personalized medical advice and support.

    Related content

    Why should you choose international health insurance?

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    The difference between travel insurance and international health insurance

    Our infographic points out some of the important differences between travel and expatriate insurance, and things to consider before moving or travelling abroad.

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    Expat’s Guide to Managing Health and Well-being [PDF]

    For people living and working abroad, issues such as lack of mobility, family pressures, stress, concerns about job security and managing health have been felt more acutely since the onset of the pandemic.

    Read more

    © 2025 Cigna Healthcare. All rights reserved.

    *Please note, this is a representation of the benefits available and does not contain the terms, conditions, and exclusions specific to each benefit. The benefits may be subject to change. Some benefits may be part of an optional module. Please see the Customer Guide for full details.

    This website is provided by Cigna European Services (UK) Limited, a company incorporated in England and Wales having its registered address at 13th Floor, 5 Aldermanbury Square, London EC2V 7HR and registered number 00199739. The Cigna Healthcare name, logo and other Cigna Healthcare marks are owned by Cigna Intellectual Property, Inc., licensed for use by The Cigna Group and its operating subsidiaries.