Switching health provider?
Discover high-quality healthcare and redefine your coverage effortlessly with Cigna Healthcare.
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Cover wherever you are for you and your family
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Direct access to mental health support: No waiting period
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Extensive preventative care: No medical exclusion applies
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5-star Customer Service
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Quote in 2 minutes, buy online in under 10 minutes
Making the switch to better care, together.
We know how important it is to feel confident in your healthcare provider. If you’re thinking about making a change, we are here to support you every step of the way.
Changing health provider doesn’t have to feel overwhelming – let us help make the process smooth, simple, and stress-free, so you can get back to focusing on what truly matters: your health and well-being.
The Cigna Healthcare Difference
Key benefits of switching to Cigna Healthcare.
Unlimited doctor consultations for non-emergencies
Customisable cover with a range of additional benefits
Pandemics, epidemics, and outbreaks of infectious illnesses
Full cancer care
Full preventative dental care*
No upper age limit
Pre-existing & chronic conditions support*
Global network of 1.5 million hospitals and healthcare professionals
Inquiries and member claims processed within 2 days
Build a plan to suit your needs and budget, choose between Silver, Gold or Platinum.
Silver
Annual maximum of $1,000,000 for inpatient and daypatient treatment.
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Private room
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Full cancer care up to $1,000,000
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Medical Imaging and scans up to $10,000
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Rehabilitation, including Physiotherapy, up to $5,000
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A&E Room Treatment up to $500
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No inpatient maternity covered
Gold
Annual maximum of $2,000,000 for inpatient and daypatient treatment.
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Private room
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Full cancer care up to $2,000,000
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Medical Imaging and scans up to $15,000
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Rehabilitation, including Physiotherapy, up to $10,000
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A&E Room Treatment up to $1,000
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Newborn care cover up to $75,000
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Inpatient Maternity up to $7,000
Platinum
Inpatient and daypatient treatment is Paid in Full.
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Private room
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Full cancer care
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Medical Imaging and scans Paid in Full
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Rehabilitation, including Physiotherapy Paid in Full
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A&E Room Treatment up to $2,000
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Newborn care cover up to $156,000
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Inpatient Maternity up to $14,000
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Mental & Behavioural Healthcare Paid in Full
| Silver | Gold | Platinum | |
|---|---|---|---|
Our Silver plan covers day-patient cover, including hospital stays and treatment. | Our Gold policy package includes maternity cover, and dental treatment. This plan could be ideal for you if you’re moving with your family. | Our most extensive insurance package, Platinum gives you and your family access to a broad range of treatments – often paid in full. |
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| Geographic cover | Silver | Gold | Platinum |
Worldwide | Worldwide | Worldwide |
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| Overall annual benefit | Silver | Gold | Platinum |
$1,000,000 | $2,000,000 | Unlimited |
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| Inpatient, day-patient and accommodation costs | Silver | Gold | Platinum |
Private room paid in full | Private room paid in full | Private room paid in full |
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| Cancer care | Silver | Gold | Platinum |
Paid in full | Paid in full | Paid in full |
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| Mental and behavioral healthcare | Silver | Gold | Platinum |
Up to $5,000 | Up to $10,000 | Paid in full |
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| Maternity care | Silver | Gold | Platinum |
Not included | Routine inpatient maternity cover – paid in full up to $7,000 | Routine inpatient maternity cover – paid in full up to $14,000 |
Our Silver plan covers day-patient cover, including hospital stays and treatment.
Our Gold policy package includes maternity cover, and dental treatment. This plan could be ideal for you if you’re moving with your family.
Our most extensive insurance package, Platinum gives you and your family access to a broad range of treatments – often paid in full.
Worldwide
Worldwide
Worldwide
$1,000,000
$2,000,000
Unlimited
Private room paid in full
Private room paid in full
Private room paid in full
Paid in full
Paid in full
Paid in full
Up to $5,000
Up to $10,000
Paid in full
Not included
Routine inpatient maternity cover – paid in full up to $7,000
Routine inpatient maternity cover – paid in full up to $14,000
Our essential plan covers you in your country of residence and your home country. You can also add modules to extend this cover, including dental and wider outpatient care. |
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| Geographic cover | Close Care℠ | |
Country you’re living in and home country only |
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| Overall annual benefit | Close Care℠ | |
$500,000 (with $250,000 condition limit) |
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| Inpatient, day-patient and accommodation costs | Close Care℠ | |
Semi-private room paid in full |
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| Cancer care | Close Care℠ | |
Paid in full |
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| Mental and behavioral healthcare | Close Care℠ | |
Not included |
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| Maternity care | Close Care℠ | |
Not included |
Our essential plan covers you in your country of residence and your home country.
You can also add modules to extend this cover, including dental and wider outpatient care.
Country you’re living in and home country only
$500,000 (with $250,000 condition limit)
Semi-private room paid in full
Paid in full
Not included
Not included
Plans in Detail
An overview of key benefits, for full benefits please view Product Brochure [PDF]
| Plan tier | Silver | Gold | Platinum |
|---|---|---|---|
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Area of cover |
Worldwide or Worldwide excluding USA |
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| Annual overall benefit maximum – per beneficiary per period of cover | Silver | Gold | Platinum |
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$1,000,000 |
$2,000,000 |
✓ |
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| Hospital charges | Silver | Gold | Platinum |
| ✓ Private room | ✓ Private room | ✓ Private room | |
| Advanced Medical Imaging (MRI, CT and PET scans) | Silver | Gold | Platinum |
| As part of impatient, daypatient or outpatient treatment. | $10,000 | $15,000 | ✓ |
| Mental and Behavioural Health Care | Silver | Gold | Platinum |
| $5,000 | $10,000 | ✓ | |
| Cancer Care | Silver | Gold | Platinum |
| ✓ | ✓ | ✓ | |
| Out of Area Emergency Hospitalisation Cover | Silver | Gold | Platinum |
| $100,000 | $250,000 | ✓ | |
| Routine maternity cover (12 months) | Silver | Gold | Platinum |
| ✕ | $7,000 | $14,000 | |
| Global telehealth with Teladoc | Silver | Gold | Platinum |
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Unlimited Consultations |
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✓ Paid in full,up to the annual benefit maximum,if applicable, for your selected plan per beneficiary per period of cover.
Waiting period applies.
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$1,000,000
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$2,000,000
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✓
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✓Private room
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✓Private room
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✓Private room
As part of impatient, daypatient or outpatient treatment.
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$10,000
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$15,000
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✓
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$5,000
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$10,000
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✓
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✓
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✓
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✓
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$100,000
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$250,000
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✓
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✕
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$7,000
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$14,000
Unlimited Consultations
The following sections detail the optional benefits you can choose to add to your core cover. For full list of optional benefits, please view the Product Brochure
The International Outpatient optional module provides more comprehensive outpatient care where a hospital admission as a daypatient or inpatient is not required, including consultations with specialists, prescribed outpatient drugs and dressings, rehabilitation, genetic cancer testing and much more. For a more detailed overview of the optional International Outpatient module, please view our Product Brochure [PDF]
| Annual International Outpatient benefit maximum – per beneficiary per period of cover | Silver | Gold | Platinum |
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| $15,000 | $35,000 | ✓ | |
| Consultations with medical practitioners and specialists (in-person or virtual appointments) | Silver | Gold | Platinum |
| $2,500 | $5,000 | ✓ | |
| Prescribed drugs and dressings | Silver | Gold | Platinum |
| $1,500 | $3,000 | ✓ | |
| Pathology, Radiology and diagnostic tests (excluding Advanced Medical Imaging) | Silver | Gold | Platinum |
| $2,5000 | $5,000 | ✓ | |
| Pre-natal and post natal care | Silver | Gold | Platinum |
| ✕ | $3,500 | $7,000 | |
| 60+ care | Silver | Gold | Platinum |
| $500 | $1,000 | $2,000 |
✓ Paid in full,up to the annual benefit maximum,if applicable, for your selected plan per beneficiary per period of cover.
Waiting period applies.
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$15,000
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$35,000
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✓
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$2,500
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$5,000
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✓
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$1,500
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$3,000
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✓
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$2,5000
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$5,000
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✓
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✕
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$3,500
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$7,000
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$500
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$1000
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$2,000
We understand the importance of your overall wellbeing and living a balanced life. In addition to health screenings, tests and examinations; this module also empowers you and your family with the services and support to manage your own individual day-to-day health and wellbeing. Your Wellness companion, comprising of the Life Management Assistance programme and the Wellness Coaching, is available to help you and your family stay healthy and well, both physically and mentally.
| Life Management Assistance programme | Silver | Gold | Platinum |
|---|---|---|---|
| 24/7 access to counsellors for mental and behavioural health support. | ✓ | ✓ | ✓ |
| Telephonic Wellness Coaching | Silver | Gold | Platinum |
| Access to a personal wellness coach for lasting lifestyle changes. | ✓ | ✓ | ✓ |
| Mental Health Support Programme | Silver | Gold | Platinum |
| Up to 20 face to face counselling sessions per condition per period of cover. | ✓ | ✓ | ✓ |
| Routine adult physical examination | Silver | Gold | Platinum |
| $225 | $450 | $600 | |
| Footcare by a Chiropodist or Podiatrist | Silver | Gold | Platinum |
| $225 up to 5 sessions | $450 up to 10 sessions | $900 up to 15 sessions | |
| Cancer Screenings | Silver | Gold | Platinum |
| $225 | $450 | ✓ |
✓ Paid in full,up to the annual benefit maximum,if applicable, for your selected plan per beneficiary per period of cover.
Waiting period applies.
24/7 access to counsellors for mental and behavioural health support.
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✓
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✓
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✓
Access to a personal wellness coach for lasting lifestyle changes.
✓
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✓
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✓
Up to 20 face to face counselling sessions per condition per period of cover.
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✓
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✓
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✓
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$225
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$450
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$600
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$225 up to 5 sessions
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$450 up to 10 sessions
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$900 up to 15 sessions
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$225
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$450
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International Vision and Dental pays for the beneficiary’s routine eye examination and pays costs for spectacles and lenses. It also covers a wide range of preventative, routine and major dental treatments.
| Annual Dental Treatment benefit maximum | Silver | Gold | Platinum |
|---|---|---|---|
| $1,250 | $2,500 | $5,500 | |
| Preventative (3 months) | Silver | Gold | Platinum |
| ✓ | ✓ | ✓ | |
| Routine (3 months) | Silver | Gold | Platinum |
| 80% refund | 90% refund | ✓ | |
| Major restorative (12 months) | Silver | Gold | Platinum |
| 70% refund | 80% refund | ✓ | |
| Orthodontic treatment (18 months) | Silver | Gold | Platinum |
| 40% refund | 50% refund | 50% refund |
✓ Paid in full,up to the annual benefit maximum,if applicable, for your selected plan per beneficiary per period of cover.
Waiting period applies.
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$1,250
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$2,500
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$5,500
✓
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✓
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✓
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80% refund
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90% refund
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✓
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70% refund
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80% refund
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✓
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40% refund
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50% refund
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50% refund
International Medical Evacuation provides coverage for reasonable transportation costs to the nearest centre of medical excellence in the event that treatment is not available locally in an emergency. This option also includes medical repatriation coverage, as a result of a serious illness or after a traumatic event or surgery. Compassionate visits for a parent, spouse, partner, sibling or child to visit a beneficiary after an accident or sudden illness will also be covered.
| Medical Evacuation | Silver | Gold | Platinum |
|---|---|---|---|
| ✓ | ✓ | ✓ | |
| Medical Repatriation | Silver | Gold | Platinum |
| ✓ | ✓ | ✓ | |
| Crisis Assistance Plus Programme |
This programme is provided by global crisis response experts, FocusPoint International®, who support global travellers with 24/7 multilingual response centres and resources in over 100 countries. Crisis Assistance Plus™ (CAP) provides time-sensitive advice and coordinated in-country crisis assistance for risks when travelling. |
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✓ Paid in full,up to the annual benefit maximum,if applicable, for your selected plan per beneficiary per period of cover.
Waiting period applies.
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✓
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✓
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✓
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✓
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✓
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✓
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This programme is provided by global crisis response experts, FocusPoint
International®, who support global travellers with 24/7 multilingual
response centres and resources in over 100 countries. Crisis Assistance
Plus™ (CAP)
provides time-sensitive advice and coordinated in-country crisis
assistance for risks when travelling.
Why switch to Cigna Healthcare?
We look at the bigger picture
Our Whole Health approach looks at the wide range of aspects – in body, mind and all areas of life – that make up your well-being, so we can offer more support.
We connect you to digital health
Innovation tools and apps, including Global Telehealth give you multilingual access to care anytime, from anywhere.
We give you the freedom to choose
Our plans are flexible and allow you to create a plan that suits your needs and budget.
We help you get back on track
Our experienced team is ready to assist you with specialist support for your physical health, mental health and emotional wellbeing.
Switch to Cigna Global today. |
Get a Free Quote |
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