Thailand
Thailand is often called ‘the Land of Smiles’, and for good reason. It’s a popular location for expats and travelers, boasting a low cost of living, stunning weather, amazing sights and tasty food. Expats are drawn by the promise of a warm-weather retirement, incredible scenery and fantastic employment opportunities in the tourism sector.
Whether you’re a short-term or long-term visitor, it’s mandatory to hold travel or international insurance that covers COVID-19 and has a minimum coverage of $100,000.
Thailand began a Universal Coverage Scheme (UCS) in 2002, opening healthcare to all its citizens. Many services are free for all, as healthcare is funded by tax revenue.
The government funds hospitals, and a range of pharmaceutical drugs are produced within the country, keeping prices low. Thailand’s healthcare is recognised as among the best in the world.
However, unless you are eligible for healthcare coverage through a Thai employer, you’ll be expected to pay for a private insurance plan while you’re in Thailand. Multiple plans offer a range of different coverage options.
Pros
Some of the benefits of the local health system include:
Cons
Some of the potential drawbacks include:
Public | Private |
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Funded by government. |
Wider service options and standard of care. |
Residents qualify through UCS. |
Deeper level of service. |
Widely available. |
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International health insurance unlocks access to private international hospitals. You’ll receive the best quality services and treatment at first-class facilities.
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Worldwide or worldwide excluding USA cover
Overview
The core benefits on the Silver plan provide international inpatient and daypatient cover, including hospital stays and treatment.
Available additional modules:
Annual benefit limit: $1,000,000
Inpatient and daypatient treatment
Private room
Full cancer care
Newborn care cover
Worldwide or worldwide excluding USA cover
Overview
Comprehensive coverage, with higher overall annual limits and added benefits including inpatient maternity care.
Available additional modules:
Annual benefit limit: $2,000,000
Inpatient and daypatient treatment
Private room
Full cancer care
Inpatient Maternity
Worldwide or worldwide excluding USA cover
Overview
Our highest level of coverage offers an unlimited overall annual limit, with most benefits being paid in full.
Available additional modules:
Annual benefit limit: Paid in full
Inpatient and daypatient treatment
Private room
Full cancer care
Inpatient Maternity
Mental and Behavioural Health care paid in full
Foreign nationals can only access publicly funded Thai healthcare if they have insurance, either through a Thai employer or as private cover
Start your claim by contacting our Customer Care Team and providing us with all the details regarding your health requirements.
All expats are required by law to have health insurance. If you’re moving for work purposes, you may not have to consider any further coverage as you will qualify for social security, funded by a reduction in your monthly salary. However, it’s worth remembering that social security doesn’t provide complete cover.
Yes, as of 2021, all visitors to Thailand must have a mandatory COVID-19 insurance plan that covers visitors for a minimum of $100,000. This is because most standard health insurance policies don’t cover the insured against pandemics.
Whether you wish to speak to our sales team or get general help if you are already a Cigna member, we’ll get you to the right information.
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*Please note, this is a representation of the benefits available and does not contain the terms, conditions, and exclusions specific to each benefit. The benefits may be subject to change. Some benefits may be part of an optional module. Please see the Customer Guide for full details.
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