International Health Insurance in Mexico
Our global policies can offer personalized cover not only in Mexico but in over 200 countries and territories worldwide.
Ideal whether you’re retiring, studying abroad or starting a new role in your career.
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Get a quote in under two minutes
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Customizable plan to meet your needs
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24/7 support and assistance available
Why choose Cigna for global health insurance in Mexico?
Get access to trusted clinics
Our global network spans more than 2.2 million health partnerships worldwide. You’ll get access to doctors and hospitals that provide the highest standards of medical care in Mexico and beyond.
Direct billing with most care providers
We’re often able to pay the cost of treatment directly with your hospital or care provider, meaning you may not need to pay upfront for medical care.
Here whenever you need us
Manage your insurance in Mexico day or night with round-the-clock customer care. Our helpful customer care team offers 24/7 assistance, while our app can offer you direct access to doctors too.
Our health insurance plans
Whether you’re in Mexico to study, work or enjoy your retirement, ensure your healthcare needs are met with international medical insurance from Cigna Global.
Our Close Care℠ Plan provides cover in both Mexico and your home country. It’s designed for inpatient and day-patient treatments, with a $500,000 annual benefit limit.
Our Global Health Options Plans can take you even further. With these, you can broaden your horizons with worldwide cover, or worldwide cover excluding the USA. Browse comprehensive healthcare plans offering inpatient and day-patient support across hospitals in Mexico, including:
- Treatment accommodation costs.
- Common hospital charges, like prescribed medicines, intensive care and surgeons’ fees.
- Cancer care and mental healthcare.
With Global Health Options, you can choose a Silver, Gold or Platinum package to tailor your Mexico health insurance to your needs.
| Silver | Gold | Platinum | |
|---|---|---|---|
Our Silver plan covers day-patient cover, including hospital stays and treatment. | Our Gold policy package includes maternity cover, and dental treatment. This plan could be ideal for you if you’re moving with your family. | Our most extensive insurance package, Platinum gives you and your family access to a broad range of treatments – often paid in full. |
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| Geographic cover | Silver | Gold | Platinum |
Worldwide | Worldwide | Worldwide |
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| Overall annual benefit | Silver | Gold | Platinum |
$1,000,000 | $2,000,000 | Unlimited |
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| Inpatient, day-patient and accommodation costs | Silver | Gold | Platinum |
Private room paid in full | Private room paid in full | Private room paid in full |
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| Cancer care | Silver | Gold | Platinum |
Paid in full | Paid in full | Paid in full |
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| Mental and behavioral healthcare | Silver | Gold | Platinum |
Up to $5,000 | Up to $10,000 | Paid in full |
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| Maternity care | Silver | Gold | Platinum |
Not included | Routine inpatient maternity cover – paid in full up to $7,000 | Routine inpatient maternity cover – paid in full up to $14,000 |
Our Silver plan covers day-patient cover, including hospital stays and treatment.
Our Gold policy package includes maternity cover, and dental treatment. This plan could be ideal for you if you’re moving with your family.
Our most extensive insurance package, Platinum gives you and your family access to a broad range of treatments – often paid in full.
Worldwide
Worldwide
Worldwide
$1,000,000
$2,000,000
Unlimited
Private room paid in full
Private room paid in full
Private room paid in full
Paid in full
Paid in full
Paid in full
Up to $5,000
Up to $10,000
Paid in full
Not included
Routine inpatient maternity cover – paid in full up to $7,000
Routine inpatient maternity cover – paid in full up to $14,000
Our essential plan covers you in your country of residence and your home country. You can also add modules to extend this cover, including dental and wider outpatient care. |
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| Geographic cover | Close Care℠ | |
Country you’re living in and home country only |
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| Overall annual benefit | Close Care℠ | |
$500,000 (with $250,000 condition limit) |
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| Inpatient, day-patient and accommodation costs | Close Care℠ | |
Semi-private room paid in full |
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| Cancer care | Close Care℠ | |
Paid in full |
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| Mental and behavioral healthcare | Close Care℠ | |
Not included |
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| Maternity care | Close Care℠ | |
Not included |
Our essential plan covers you in your country of residence and your home country.
You can also add modules to extend this cover, including dental and wider outpatient care.
Country you’re living in and home country only
$500,000 (with $250,000 condition limit)
Semi-private room paid in full
Paid in full
Not included
Not included
How does international health insurance work?
1. Get a free quote and
buy your policy
Build a quote online or give us a call at +44 (0)1475 492119
Choose a plan, customise your deductibles & cost shares, find a cost that meets your needs, and choose how you want to pay. Choose from monthly, quarterly and annual payments.
2. Manage your policy
with our easy app
Manage your health and wellbeing on the go, wherever you may be.
The Cigna Wellbeing® App gives you access to Global Telehealth consultations from anywhere in the world. Use our online customer area to access your policy documents, at any time.
3. Get your treatment
and make a claim
Get in touch with our customer care team to make a claim.
We’ll connect you to a medical expert within 24 hours, via global network of over 2.2 million partnerships.
Direct billing available in most cases, as we liaise directly with your treatment provider.
Expat Healthcare in Mexico
There are two primary options for accessing healthcare in Mexico:
- Public health insurance from the country’s national healthcare system, the Mexicano del Seguro Social (IMSS)
- Private health insurance.
While Mexico’s public healthcare system ranks high above most countries in Latin America, healthcare in Mexico still has its fair share of challenges. Hospitals in Mexico can experience overcrowding and understaffing, and you might have to wait for long periods to access treatment.
With private health insurance as an expat, student or retiree from Cigna, you can receive good, quality of healthcare without worrying about availability and suitability. And if you opt for global cover, we can support you wherever in the world you happen to be.
Additional benefits as part of your international health insurance cover
Telehealth
consultations
We're here to assist you whenever you need help. Access unlimited phone or video consultations, along with counseling and coaching, both in Mexico and internationally.
International cover,
wherever you are
Your international coverage—whether Silver, Gold, or Platinum—provides comprehensive support no matter where you are, ensuring peace of mind wherever you go.
Flexible plans,
made for you
Your health insurance quote is specifically designed to meet the unique needs of you and your family. Personalize it today to match your budget and guarantee complete coverage.
Add more cover to your policy
Once you’ve chosen from our silver, Gold and Platinum packages, make them even more bespoke to you with additional cover.
Our international outpatient insurance provides access to a broad range of healthcare treatments that don’t require admission to a hospital. For example, you can get:
- Consultations with specialists, in-person or online
- Prescribed drugs and dressings
- Radiology and diagnostic tests
- Outpatient rehabilitation
- Cover for hearing aids
This medical insurance add-on covers emergency healthcare and assistance. It could help if there’s a global crisis, or to evacuate you if local treatment can’t help. It can give you:
- Emergency transport to good hospitals.
- Repatriation if you experience a serious medical event
- Crisis response services following travel or security risks
- Help with compassionate travel and living costs
- Travel costs for people who accompany you
Boost your health with insurance for screening, tests and dietetic consultations. There’s also a mental health support program for expats as well.
- Support from wellness coaches
- Access to preventative cancer screenings
- Emotional support from counselors
- Non-symptomatic, routine physical examinations each year
- Transport to a specialist center
Get eye tests and help with the cost of eyewear, plus a wide range of preventative, and routine dental treatments:
- Cover for dental appointments
- Preventative, routine, and major dental treatments
- Routine eye exams
- Support with costs for glasses and lenses
Who comes to us for health insurance in Mexico?
International students
Many of the top universities in Latin America are based in Mexico. In the 2024 QS World University Rankings®, 32 universities in Mexico emerged as some of the best in the world.
Cigna makes it easy to access healthcare in Mexico. Our affordable student cover can help you navigate an unexpected event, and you can get support with your mental health too.
Mobile workers
From the high-flying corporate culture of Mexico City to the booming tech hub of Guadalajara, there are plenty of jobs in finance, healthcare, telecommunications and tourism in Mexico.
Whatever your line of work, Cigna health insurance can safeguard globally mobile professionals and their families. Our wide variety of medical insurance options in Mexico, plus customizable add-ons, are tailor-made to fit your expat needs.
Retirees
Whether you’re seeking the vibrant culture and excitement of Mexico City, or sunning yourself on the stunning coast, there are plenty of reasons to retire to Mexico.
Seniors’ insurance is ideal for the over-60s. Depending on the cover, you could get support with pre-existing conditions like arthritis. Plus, annual health checks and cancer treatments.
More information about healthcare in Mexico
Healthcare ranking: 25th out of 195 countries (Global Health Security Index)
Emergency services number (while in Mexico): 911
Cigna claim number (while in Mexico): +44 (0) 1475 788182
If you’ve recently moved to Mexico and have an emergency medical issue, you can contact 911 to request an ambulance. If you’re in Mexico City, CCTV cameras in the metropolitan area tend to have emergency buttons where you can immediately contact medical services.
Outside of urban areas, emergency medical services may be limited. It’s therefore best to contact your private health insurer in Mexico if you need a quick referral to a medical facility for emergency treatment.
Mexico boasts a tropical climate with generally high temperatures throughout the year.
Given that Mexico is sandwiched between the Pacific Ocean to the west and the Gulf of Mexico and Caribbean Sea to the east, the country occasionally experiences extreme weather events too.
If you’re concerned about the impact on your health of the heat or other aspects of the climate, you can seek advice, and check weather warnings from the Servicio Meteorológico Nacional (SMN).
Frequently asked questions about health insurance in Mexico
Yes, expats can get healthcare in Mexico. To be eligible, you must hold either a permanent or temporary residence visa. Foreign nationals holding a standard tourist visa do not qualify for Mexico’s national healthcare scheme.
Health insurance isn’t mandatory in Mexico, but access to healthcare can vary in reliability and quality without it. To be prepared in case of any medical emergencies that may arise while living in Mexico, you may want to consider having the right cover for your needs.
The public healthcare system in Mexico, the IMSS, does not cover preexisting conditions such as cancerous tumours and chronic diseases. Adding supplemental private health insurance can help provide cover for these conditions if you are relocating.
International health insurance in Mexico typically covers a range of medical expenses, including hospitalisation, prescription drugs, emergency care, and diagnostic tests. Coverage may also include travel-related services such as medical evacuation and repatriation.
Expat health insurance is a type of health insurance policy designed to provide coverage to individuals who are moving to Mexico from another country.
While expat health insurance is not mandatory in Mexico, you may find it provides you with peace of mind and a range of important cover, if the worst should happen. The local healthcare system can be difficult to navigate, and medical costs can be high for those without insurance.