Singapore
Singapore’s economic markets have great links to the wider Asian continent, making it a booming hub for industries like tech and finance.
With such great job prospects and a high standard of living, it’s no wonder that it’s such a popular place for expats. But with such great standards come great costs.
With Cigna, you can arrange health insurance in Singapore to ensure you are protected from potentially expensive medical bills without having to compromise on the quality of your care.
Public healthcare is subsidised by a government fund available to citizens and public residents. In order to qualify for these services, citizens and public residents need to sign up to an approved health insurer or a medical care plan called MediShield Life.
However, expats and other immigrants or short-term visitors are not eligible for MediShield or other government funded plans. Instead, you’ll need international health insurance in Singapore to cover any potentially expensive healthcare costs.
The local health system offers a range of potential benefits:
But it’s also useful to consider the potential drawbacks:
Public | Private |
---|---|
Funded by government. |
Available to expats. |
Residents qualify through MediShield Life. |
Access to private hospitals. |
Government run hospitals. |
- |
If you aren’t classed as a citizen or permanent resident, you’ll need insurance coverage to access public health services or help safeguard against the costs of any private healthcare you may need.
Without health insurance you might not be covered for any medical appointments or care within public healthcare and will only be able to use the private system – which could wind up costing you a lot.
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The core benefits on the Silver plan provide international inpatient and daypatient cover, including hospital stays and treatment.
Annual benefit limit: $1,000,000
Inpatient and daypatient treatment
Private room
Full cancer care
Newborn care cover
Comprehensive coverage, with higher overall annual limits and added benefits including inpatient maternity care.
Annual benefit limit: $2,000,000
Inpatient and daypatient treatment
Private room
Full cancer care
Inpatient Maternity
Our highest level of coverage offers an unlimited overall annual limit, with most benefits being paid in full.
Annual benefit limit: Paid in full
Inpatient and daypatient treatment
Private room
Full cancer care
Inpatient Maternity
Mental and Behavioural Health care paid in full
*For treatment incurred in either Hong Kong or Singapore, this benefit is only available once the mother has been a beneficiary under this policy for a continuous period of at least 24 months or more.
Whether you wish to speak to our sales team or get general help if you are already a Cigna member, we’ll get you to the right information.
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*Please note, this is a representation of the benefits available and does not contain the terms, conditions, and exclusions specific to each benefit. The benefits may be subject to change. Some benefits may be part of an optional module. Please see the Customer Guide for full details.
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