Cigna Healthguard℠

Cigna Healthguard℠ - a plan that is built with you in mind


Cigna Healthguard℠ comprises of 3 distinct levels of core cover with the option to add extra modules to maximise your benefits.

Depending on where you will be travelling to and your budget, we have a plan to suit your needs.



Overall annual benefit limit: AED 2,750,000

  • Coverage within the countries of the GCC, other Middle East countries and Asia (excluding Singapore, Hong Kong and China)
  • Flexibility to select your Network tier
  • Option to include our Healthy Connect module
  • Option to include our Mother and Baby Care module**



Overall annual benefit limit: AED 7,350,000

  • Worldwide coverage with the option to include cover in the USA
  • Flexibility to select your Network tier
  • Option to include our Healthy Connect module
  • Option to include our Mother and Baby Care module**


International Plus

Overall annual benefit limit: Unlimited*

  • Worldwide coverage with the option to include cover in the USA
  • Flexibility to select your Network tier
  • Option to include our Healthy Connect module
  • Option to include our Mother and Baby Care module**

*Some benefits have individual limits
**Eligibility critertia apply

Our plans include the following as standard:

  • Inpatient & daypatient hospital treatment and accommodation

  • Outpatient consultations, diagnostic tests & prescribed drugs

  • Mental health care

  • Cover for pre-existing and chronic conditions

  • Maternity care*

  • Out of area emergency cover

    And many more benefits

    *Up to the DHA minimum benefit as standard with the option to add our Mother and Baby Care module


Tailor your plan with our additional benefits

In addition to the core inpatient and daypatient medical offering, you have the ability to customise your plan with our wide range of optional benefits that will help you take control and pro-actively manage the health and wellbeing of you and your family.


Outpatient Medical Treatment

This covers you more comprehensively for outpatient care that may arise where a hospital admission as a inpatient or daypatient is not required.

  • Consultations with medical practitioners and specialists

  • Prescribed outpatient drugs and dressings

  • Physiotherapy treatment

  • Diagnostic tests, adult vaccinations, child and adolescence wellbeing, durable medical equipment, and much more.

Learn more

Medical evacuation and repatriation

This provides coverage for reasonable transportation costs to the nearest medical facility in an emergency if the treatment is not available locally.

  • Emergency transport to a centre of medical excellence

  • Repatriation home following a serious medical incident

  • Repatriation of mortal remains

  • Costs for compassionate visits.

Learn more

Health and Wellbeing

This optional benefit provides you with the tools to manage your overall health and wellbeing.

  • Non-symptomatic routine adult physical examinations

  • Preventative cancer screenings

  • Bone densitometry

  • Life Management Assistance programme to provide 24/7 stress management support and confidential counselling sessions.

Learn more

Vision and dental

This optional benefit provides you with comprehensive dental and vision cover.

  • Routine eye examination and costs for glasses and lenses

  • Preventative, routine and major dental treatments.

Learn more

Mother and baby care

This provides cover for the expectant mother during and after pregnancy, ensuring both mother and baby remain healthy.

  • Pre-natal and post-natal care

  • Routine maternity care

  • Medically necessary caesarean

  • Routine and premature newborn care

Learn more

Mother and Baby Care

An enhanced cover well above the standard Dubai Health Authority maternity benefits for the expectant mother during and after the pregnancy.


Your enhanced maternity and baby cover

Includes pre and post natal tests and examinations, routine maternity and homebirth, as well as newborn care and non-life threatening congenital conditions and birth defects, ensuring both mother and baby have access to a more comprehensive cover.

Learn more

This module cannot be purchased on its own and is only available to eligible females on the policy, aged between eighteen (18) and forty-three (43) years old.

Start building your plan online

Answer a few quick questions to start tailoring your plan. It shouldn’t take longer than 2 minutes

UAE Toll free number 800 444999

( 009714 512 7198 if calling from outside UAE )


Trusted by 90 million customers worldwide

At Cigna, our mission is to help the people we serve improve their health, well-being and sense of security. We promise easy access to quality healthcare around the world.

Our Cigna plans provide peace of mind for customers worldwide. Whatever your circumstances, we are here to see you through the good times, as well as the hard times.

female doctor speaking with patient and offering advice

Providing global health insurance cover for many years

Cigna brings innovative international products and services built over the years in more than 200 countries and jurisdictions.

Looking after each customer is an international workforce of 40,000 people, plus a medical network comprising of over 1 million partnerships, including 108,000 behavioural health care professionals, and 13,900 facilities and clinics.


Flexible plans for the Emirate of Dubai and the Northern Emirates that you can tailor to your specific needs.

We have partnered with Neuron to give you the best possible access to quality care in the UAE based on a tiered network of healthcare providers.

Cigna’s extensive global network coupled with Neuron’s regional network capabilities means not only do we have you covered in the Emirate of Dubai and the other Emirates of the UAE, but also when you are travelling for business and pleasure across the globe. 


Move wiser

Almost ready to make your move? Stay one step ahead of the game and find out what you need to know, before you go.


Cigna protects over 95 million customers worldwide. Join them.