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    OCONUS & Government

    Health Insurance that adheres to US Government and Military Standards

    Specialised Solutions for OCONUS Contractors and Governments

    Rely on the experience and expertise of Cigna Healthcare for specialised international business health insurance that adheres to government and U.S. military standards.

    Choose a partner with the expertise you need

    Contact Us
    Cigna Leaf

    Equipped to meet your complex needs

    When it comes to delivering reliable access to health care, every situation is unique. This is especially true for OCONUS (Outside the Continental United States) government contracted and Defense Base Act (DBA) employees, military personnel and government diplomats. Rest assured, you can rely on our expertise in compliant solutions to minimise costly assignment disruptions or failures and, most importantly, maximise the health of your people.
    blueLeaf

    Delivering borderless support that’s reliable and personal

    Your employees abroad deserve excellent, efficient and reliable medical care no matter where they’re working. Cigna Healthcare will work with you to create a effective health and wellness packages with access to:

    Global expertise, local support

    A global network of 2.4+ million health care providers across 200 countries and jurisdictions

    Multilingual support

    12 global 24/7 multilingual service centers

    Virtual doctor consultations

    Chat with a doctor online or by phone, so your people can get advice and presriptions fast, wherever they are.

    Clinical support

    Clinical support and telephone counseling whenever they're required

    Direct billing options

    Direct billing to help avoid out-of-pocket medical bills

    Digital tools

    Cigna Envoy®, our app to find providers & get support
    Contact Us

    Support at every step

    We’re here to support you and your employees along the entire journey of their assignment, creating an easier experience for everyone.

    • Bidding
    • Active assignment
    • Implementation
    • Coordination with your DBA Carrier
    • Onboarding
    • Evacuation
    • Deployment
    • Repatriation home

    Find out more
    Cigna Leaf

    Understanding DBA

    The DBA was created in 1941 to cover workers on military bases outside of the United States. The act was amended to include public works contracts with the government for the building of non-military projects such as dams, schools, harbors and roads abroad. A further amendment added a wide array of enterprises revolving around the national security of the United States and its allies. Today, almost any contract with an agency of the U.S. government, for work outside the U.S., whether military in nature or not, will likely require Defense Base Act Coverage.

    Contact Us

    Know that your people are supported – around the clock and around the globe.

    One global clinical approach

    Our global clinical approach supports our customers wherever they are in the world. At its core, we bring together our integrated clinical programmes, simpler and smarter access to care, and deep clinical expertise.

    Explore

    At Cigna Healthcare, we care about the health of your people and business. Explore our experts’ tips and advices dedicated to help your business, team, and people grow in health.

    Managing Expat Employee Mental Health & Wellbeing

    It's essential to pay attention to the emotional state of their teams abroad to mitigate risk of financial and reputational loss, as globally mobile employees are critical to worldwide growth and success.

    Find out more

    Understanding Employee Assistance Programmes (EAP)

    There’s an expectation for businesses to step up and help their employees cope with the pressures of everyday life and managing their mental health. And that’s what an Employee Assistance Programme does.

    Find out more

    Stay Prepared with Medical Repatriation Coverage

    When your company has employees working abroad, it's critical to make sure you provide accessible, quality health care and stay one step ahead of potential risks.

    Find out more

    Disclaimer

    Web-based tools, such as Cigna Envoy® are available for informational purposes only. These tools are not intended to be a substitute for medical care provided by a physician. The listing of a health care professional or facility in the mobile directories available through the Cigna Envoy mobile app does not guarantee that the services rendered by that professional or facility are covered under your benefits plan. Refer to your plan documents, or call the number listed on your ID card, for information about the services covered under your plan benefits. References to non-partnered organizations or companies, and/or their products, processes or services, do not necessarily constitute an endorsement or warranty thereof.

    The downloading and use of the Cigna Envoy Mobile App is subject to the terms and conditions of the App and the online store from which it is downloaded. Standard mobile phone carrier and data usage charges apply. The Apple logo is a trademark of Apple Inc., registered in the United States and other countries. App Store is a service mark of Apple Inc. Google Play is a trademark of Google Inc.
    Cigna Healthcare global telehealth products are administered by Teladoc, an independent third party service provider. All Teladoc doctors are licensed in the countries where they practice medicine and are fully qualified and trained to provide this service.

    2.4 million hospitals and healthcare professionals is data from the GHB Network analysis of February 2025. Subject to change.

    © Cigna Healthcare. All rights reserved.

    *Please note, this is a representation of the benefits available and does not contain the terms, conditions, and exclusions specific to each benefit. The benefits may be subject to change. Some benefits may be part of an optional module. Please see the Customer Guide for full details.

    This website is provided by Cigna European Services (UK) Limited, a company incorporated in England and Wales having its registered address at 13th Floor, 5 Aldermanbury Square, London EC2V 7HR and registered number 00199739. The Cigna Healthcare name, logo and other Cigna Healthcare marks are owned by Cigna Intellectual Property, Inc., licensed for use by The Cigna Group and its operating subsidiaries.

    Our Policies are underwritten by Cigna Global Insurance Company Limited, a private limited company under Guernsey Law, with registered address office at PO Box 155, Mill Court, La Charroterie, St Peter Port, Guernsey, GY1 4ET, and company number 41925. Cigna Global Insurance Company Limited is authorised and regulated by the Guernsey Financial Services Commission for the conduct of insurance business in Guernsey.

    This communication is being issued and/or distributed by Cigna Insurance Management Services (DIFC) Limited which is regulated by the Dubai Financial Services Authority.

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