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    Switch to Cigna

    Switching health provider?

    Discover high-quality healthcare and redefine your coverage effortlessly with Cigna Healthcare.
    • Cover wherever you are for you and your family
    • Direct access to mental health support: No waiting period
    • Extensive preventative care: No medical exclusion applies
    • 5-star Customer Service
    • Quote in 2 minutes, buy online in under 10 minutes

    SAVE UP TO 20% - Limited time offer

    Save up to 20%* for the lifetime of your policy!*T&Cs apply

    Get a Free Quote

    Making the switch to better care, together.

    We know how important it is to feel confident in your healthcare provider. If you’re thinking about making a change, we are here to support you every step of the way.

    Changing health provider doesn’t have to feel overwhelming – let us help make the process smooth, simple, and stress-free, so you can get back to focusing on what truly matters: your health and well-being.

    greenLeaf

    The Cigna Healthcare Difference

    Key benefits of switching to Cigna Healthcare.

    Unlimited doctor consultations for non-emergencies

    Customisable cover with a range of additional benefits

    Pandemics, epidemics, and outbreaks of infectious illnesses

    Full cancer care

    Full preventative dental care*

    No upper age limit

    Pre-existing & chronic conditions support*

    Global network of 1.5 million hospitals and healthcare professionals

    Inquiries and member claims processed within 2 days

    Build a plan to suit your needs and budget, choose between Silver, Gold or Platinum.

    Silver

    Annual maximum of $1,000,000 for inpatient and daypatient treatment.

    • Private room

    • Full cancer care up to $1,000,000

    • Medical Imaging and scans up to $10,000

    • Rehabilitation, including Physiotherapy, up to $5,000

    • A&E Room Treatment up to $500

    Gold

    Annual maximum of $2,000,000 for inpatient and daypatient treatment.

    • Private room

    • Full cancer care up to $2,000,000

    • Medical Imaging and scans up to $15,000

    • Rehabilitation, including Physiotherapy up to $10,000

    • A&E Room Treatment up to $1,000

    • Newborn care cover up to $75,000

    • Inpatient Maternity up to $7,000

    Platinum

    Inpatient and daypatient treatment is Paid in Full.

    • Private room

    • Full cancer care

    • Medical Imaging and scans Paid in Full

    • Rehabilitation, including Physiotherapy Paid in Full

    • A&E Room Treatment up to $2,000

    • Newborn care cover up to $156,000

    • Inpatient Maternity up to $14,000

    • Mental & Behavioural Healthcare Paid in Full

    Global Health Options plans

    Silver Gold Platinum
     

    Our Silver plan covers day-patient cover, including hospital stays and treatment.

    Our Gold policy package includes maternity cover, and dental treatment. This plan could be ideal for you if you’re moving with your family.

    Our most extensive insurance package, Platinum gives you and your family access to a broad range of treatments – often paid in full.

    Geographic cover

    Worldwide

    Worldwide

    Worldwide

    Overall annual benefit

    $1,000,000

    $2,000,000

    Unlimited

    Inpatient, day-patient and accommodation costs

    Private room paid in full

    Private room paid in full

    Private room paid in full

    Cancer care

    Paid in full

    Paid in full

    Paid in full

    Mental and behavioral healthcare

    Up to $5,000

    Up to $10,000

    Paid in full

    Maternity care

    Not included

    Routine inpatient maternity cover – paid in full up to $7,000

    Routine inpatient maternity cover – paid in full up to $14,000

    Close Care℠

    Our essential plan covers you in your country of residence and your home country.

    You can also add modules to extend this cover, including dental and wider outpatient care.

    Close Care℠
    Geographic cover

    Country you’re living in and home country only

    Overall annual benefit

    $500,000 (with $250,000 condition limit)

    Inpatient, day-patient and accommodation costs

    Semi-private room paid in full

    Cancer care

    Paid in full

    Mental and behavioral healthcare

    Not included

    Maternity care

    Not included

    Plans in Detail

    International Medical Insurance

    An overview of key benefits, for full benefits please view Product Brochure [PDF]

    Plan tier Silver Gold Platinum
    Area of cover

    Worldwide or Worldwide excluding USA

    Worldwide or Worldwide excluding USA

    Worldwide or Worldwide excluding USA

    Annual overall benefit maximum – per beneficiary per period of cover

    Silver
    $1,000,000

    Gold
    $2,000,000

    Platinum

    Hospital charges

    Silver
    Private room

    Gold
    Private room

    Platinum
    Private room

    Advanced Medical Imaging (MRI, CT and PET scans) As part of impatient, daypatient or outpatient treatment.

    Silver
    $10,000

    Gold
    $15,000

    Platinum

    Mental and Behavioural Health Care

    Silver
    $5,000

    Gold
    $10,000

    Platinum

    Cancer Care

    Silver

    Gold

    Platinum

    Out of Area Emergency Hospitalisation Cover

    Silver
    $100,000

    Gold
    $250,000

    Platinum

    Routine maternity cover (12 months)

    Silver

    Gold
    $7,000

    Platinum
    $14,000

    Global telehealth with Teladoc

    Silver
    Unlimited Consultations

    Gold
    Unlimited Consultations

    Platinum
    Unlimited Consultations

    Paid in full,up to the annual benefit maximum,if applicable, for your selected plan per beneficiary per period of cover.
    Waiting period applies.

    Optional Outpatient Benefits

    The International Outpatient optional module provides more comprehensive outpatient care where a hospital admission as a daypatient or inpatient is not required, including consultations with specialists, prescribed outpatient drugs and dressings, rehabilitation, genetic cancer testing and much more. For a more detailed overview of the optional International Outpatient module, please view our Product Brochure [PDF]

    Annual International Outpatient benefit maximum – per beneficiary per period of cover

    Silver
    $15,000

    Gold
    $35,000

    Platinum

    Consultations and outpatient procedures with medical practitioners and specialists (in-person or virtual appointments)

    Silver
    $2,500

    Gold
    $7,500

    Platinum

    Prescribed drugs and dressings

    Silver
    $1,500

    Gold
    $4,500

    Platinum

    Pathology, Radiology and diagnostic tests (excluding Advanced Medical Imaging)

    Silver
    $2,500

    Gold
    $5,000

    Platinum

    Pre-natal and post natal care

    Silver

    Gold
    $3,500

    Platinum
    $7,000

    60+ care

    Silver
    $500

    Gold
    $1,000

    Platinum
    $2,000

    Paid in full,up to the annual benefit maximum,if applicable, for your selected plan per beneficiary per period of cover.
    Waiting period applies.

    Optional Health and Wellbeing Benefits

    We understand the importance of your overall wellbeing and living a balanced life. In addition to health screenings, tests and examinations; this module also empowers you and your family with the services and support to manage your own individual day-to-day health and wellbeing. Your Wellness companion, comprising of the Life Management Assistance programme and the Wellness Coaching, is available to help you and your family stay healthy and well, both physically and mentally.

    Life Management Assistance programme

    24/7 access to counsellors for mental and behavioural health support.

    Silver

    Gold

    Platinum

    Telephonic Wellness Coaching

    Access to a personal wellness coach for lasting lifestyle changes.

    Silver

    Gold

    Platinum

    Mental Health Support Programme

    Up to 20 face to face counselling sessions per condition per period of cover.

    Silver

    Gold

    Platinum

    Routine adult physical examination

    Silver
    $325

    Gold
    $650

    Platinum
    $2,000

    Footcare by a Chiropodist or Podiatrist

    Silver
    $325 up to 5 sessions

    Gold
    $650 up to 10 sessions

    Platinum
    $900 up to 15 sessions

    Cancer Screenings

    Silver
    $325

    Gold
    $650

    Platinum

    Paid in full,up to the annual benefit maximum,if applicable, for your selected plan per beneficiary per period of cover.
    Waiting period applies.

    Optional Vision and Dental Benefits

    International Vision and Dental pays for the beneficiary’s routine eye examination and pays costs for spectacles and lenses. It also covers a wide range of preventative, routine and major dental treatments.

    Annual Dental Treatment benefit maximum Silver Gold Platinum
     

    $1,250

    $2,500

    $5,500

    Preventative    (3 months)

    Silver

    Gold

    Platinum

    Routine    (3 months)

    Silver
    80% refund

    Gold
    90% refund

    Platinum

    Major restorative  (12 months)

    Silver
    70% refund

    Gold
    80% refund

    Platinum

    Orthodontic treatment (18 months)

    Silver
    40% refund

    Gold
    50% refund

    Platinum
    50% refund

    Paid in full,up to the annual benefit maximum,if applicable, for your selected plan per beneficiary per period of cover.
    Waiting period applies.

    Optional Medical Evacuation and Repatriation Benefits

    International Medical Evacuation provides coverage for reasonable transportation costs to the nearest centre of medical excellence in the event that treatment is not available locally in an emergency. This option also includes medical repatriation coverage, as a result of a serious illness or after a traumatic event or surgery. Compassionate visits for a parent, spouse, partner, sibling or child to visit a beneficiary after an accident or sudden illness will also be covered.

    Medical Evacuation

    Silver

    Gold

    Platinum

    Medical Repatriation

    Silver

    Gold

    Platinum

    Crisis Assistance Plus® Programme

    This programme is provided by global crisis response experts, FocusPoint International®, who support global travellers with 24/7 multilingual response centres and resources in over 100 countries. Crisis Assistance Plus®(CAP) provides time-sensitive advice and coordinated in-country crisis assistance for risks when travelling.

    Paid in full,up to the annual benefit maximum,if applicable, for your selected plan per beneficiary per period of cover.
    Waiting period applies.

    greenLeaf

    Why switch to Cigna Healthcare?

    We look at the bigger picture

    Our Whole Health approach looks at the wide range of aspects – in body, mind and all areas of life – that make up your well-being, so we can offer more support.

    We connect you to digital health

    Innovation tools and apps, including Global Telehealth give you multilingual access to care anytime, from anywhere.

    We give you the freedom to choose

    Our plans are flexible and allow you to create a plan that suits your needs and budget.

    We help you get back on track

    Our experienced team is ready to assist you with specialist support for your physical health, mental health and emotional wellbeing.

    Switch to Cigna Global today.

    Related content

    Why should you choose international health insurance?

    Whether you’re planning your move abroad or already settled, international health insurance cover ensures your healthcare needs are well provided for.

    Make your move abroad stress free

    Forward planning is essential in order to ensure that your experience of moving abroad is as stress-free as possible.

    Expat’s Guide to Managing Health and Well-being [PDF]

    For people living and working abroad, issues such as lack of mobility, family pressures, stress, concerns about job security and managing health have been felt more acutely since the onset of the pandemic.

    © 2025 Cigna Healthcare. All rights reserved.

    *Please note, this is a representation of the benefits available and does not contain the terms, conditions, and exclusions specific to each benefit. The benefits may be subject to change. Some benefits may be part of an optional module. Please see the Customer Guide for full details.

    This website is provided by Cigna European Services (UK) Limited, a company incorporated in England and Wales having its registered address at 13th Floor, 5 Aldermanbury Square, London EC2V 7HR and registered number 00199739. The Cigna Healthcare name, logo and other Cigna Healthcare marks are owned by Cigna Intellectual Property, Inc., licensed for use by The Cigna Group and its operating subsidiaries.